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Online Credit Score Simulator

Credit planning just got a whole lot more personalized.

A key TransUnion Credit Monitoring feature, Credit Score Simulator helps you take the guesswork out of credit score changes — see how your own TransUnion credit score would change based on a variety of different future actions or events. With Credit Score Simulator, you won’t just know where your credit score stands, but also where it could go.

Only available as part of TransUnion Credit Monitoring, the Credit Score Simulator tool shows you ways your current credit score would change based on future actions and events.

Product Highlights

Learn the easy way by planning credit actions ahead of time

See how future actions or events would impact your score

Select from 14 different categories

Explore thousands of possible credit score simulations!

Never miss an insight!

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What You Need to Know:

The credit scores provided are based on the VantageScore® 3.0 model.  Lenders use a variety of credit scores and are likely to use a credit score different from VantageScore® 3.0 to assess your creditworthiness.

Subscription price is $29.95 per month (plus tax where applicable).