A broader view of income means deeper insight for you
TransUnion CreditVision® Income Estimator goes beyond wages and salaries to predict a consumer’s total income—factoring in additional sources such as investment income, alimony, business income, IRA distributions, pensions and annuities, real estate income, unemployment compensation and Social Security benefits. This enhanced solution is built on the enriched data and analytics of TransUnion CreditVision, featuring monthly spend data and up to 30 months of extended account history. The result? A much more accurate view of a consumer’s total income. Note: This product is approved only for FCRA-regulated uses with permissible purpose; adverse action is not permitted.
CreditVision Income Estimator helps you manage risk throughout the member lifecycle
Can help assess a consumer’s ability to make required periodic payments
Estimates joint income from $0 up to $1 million, rounded to the nearest thousand
Validated using verified Adjusted Gross Income as reported on the Form 1040 U.S. Individual Income Tax Return
Reassess existing customer income and ability to pay in an account management environment
Segment optimal populations for which consumer income or proof of income should be requested