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CreditVision Link

Acquire more consumers without changing your risk profile

Enhance risk decisions and understand a consumer's trajectory with trended and alternative credit data

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Trended Credit Data

Incorporates 30 months of account history, including:

  • Payment history, such as dollars paid, timing and amount paid vs. minimum due
  • Total amount borrowed over time
  • Total amount owed over time

Alternative Credit Data

Consists of more than 3 billion data records collected on more than 260 million U.S. consumers, including:

  • Deposit account history
  • Short-term lending
  • Address stability

Trended Credit Data and Alternative Credit Data Enhance a Point-in-Time Decision for More Precise Scoring

Say Yes to More Consumers