DriverRisk

National Driving Record Solution

Solution Capabilities


Affordably target consumers with the desired violation risk profile by customizing invitation-to-apply and prescreen campaigns through prospecting or suppression1.

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Prefill violation details into the insurance application for consumer verification — helping you provide a more accurate quote at initial rate call, improve conversion and streamline the customer experience.

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Optimize your spend and identify drivers with actionable convictions so you can affordably validate driving records and assess risk. Only order MVRs when there is chargeable activity present in court records.

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Receive all violation details to find convictions not on the MVR, such as those received outside the license state or associated with a prior driver’s license.

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Quickly and easily access state Motor Vehicle Reports (MVRs) through our national DMV connections. With a single call to TransUnion, combine state MVRs with DriverRisk court record violation data for maximum savings and violation insight.

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TransUnion’s enhanced court record violation data, and the capability to search for history by driver, license plate number and address, enables you to discover insightful driver traffic violation information when investigating claims or suspicious applications.

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Join other top national carriers benefiting from one of the largest court record violation resources in the market

Find more out-of-state convictions and prior state convictions with our enhanced subject selection capabilities.

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Our highly configurable solution includes features which leverage TransUnion’s expertise in consumer matching and optimizes the benefits of a court-record based solution.

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TransUnion has created a logical categorization of the differing state violation statutes for a more easily digestible and actionable use for integration, analysis and management of state statute maintenance.

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DriverRisk summarizes data returned on output, including various violation disposition counts, out-of-state violation counts, major versus minor counts, and recent conviction indicators, enabling you to further manage your driving record ordering.

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