Easily identify covered borrowers so you can be compliant with the Military Lending Act
Learn MoreEasily verify consumer eligibility with Military Lending Act Database Search from TransUnion
The men and women in the U.S. armed forces protect our country every day. The Military Lending Act (MLA) and 2015 Final Rule were passed to protect these service members and their families. Under the Final Rule:
Military Lending Act database search from TransUnion is a fully compliant suite of products to verify consumer eligibility, so your business will be ready by the Oct. 3, 2016 (Oct. 3, 2017 for credit cards) deadline.
All Military Lending Act Search capabilities work with existing TransUnion solutions and give you peace of mind knowing you are using Information for GoodSM.
“TransUnion is fully committed to helping our lending partners comply with the new requirements under the Military Lending Act. We've created the Military Lending Act Search flag as part of the credit report and the model report in order to help lenders easily check the Military Lending Act database at the time they're underwriting their credit.”
– Jason Laky
Vice president and consumer lending business leader for TransUnion
Ease of use through TransUnion’s matching logic and straightforward integration
Targeted, powerful data by searching our MLA database using simple input criteria, such as name, address, DOB and SSN
Obtain critical consumer data via a TransUnion MLA covered-borrower file. It's updated regularly for all active duty, reserve and National Guard personnel and their dependents over age 18
Compliance that protects both lender and consumer
Full production and administrative support is available
Learn about TransUnion’s suite of solutions to help you identify covered borrowers
Use this quick guide to learn how to verify consumer eligibility
6 FAQs about Military Lending Act Search
Navigating the path to Military Lending Act compliance