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One-Time Passcode

Straightforward, cost-effective authentication.

One-Time passcode features

Here’s what you can do with One-Time Passcode.

Verify consumers are associated with the phone numbers they provide by issuing a one-time SMS code. This familiar and effective authentication method enables businesses to transact with confidence while delivering a friction-right consumer experience.

Customize delivery

Issue a one-time code via SMS delivery or place a voice call to reliably authenticate a consumer’s identity.

Use multilayered verification

Verify the provided phone number against historical records for an added layer of confidence.

Count on reliable physical authentication

Confirm the device being used is actually in the consumer’s possession.

Protect the entire customer journey

Apply at login, during call center or in-person interactions, and as users access and manage their accounts.

If you’re a consumer with questions or issues related to your personal credit report, drivers history report, disputes, fraud, identity theft, credit report freeze or credit monitoring services, please visit our Customer Support Center for assistance.

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