Recognize portfolio changes sooner and take effective action with tools for portfolio management
Consumers’ situations can change rapidly, which can alter their financial standing. With these ongoing consumer credit shifts, it can be challenging for lenders to isolate high-risk accounts or identify positive-performing accounts within a portfolio if it’s not being monitored regularly. In order to take a proactive approach, you need portfolio risk management tools that reliably segment the good from the bad, to help you address ongoing regulatory scrutiny, identify your best customers to improve retention, and reduce exposure to delinquencies and charge-offs resulting in losses.
The more frequently you review your portfolio, the better you can preempt the impact to your institution. Choose the ideal portfolio management tool from TransUnion to improve your risk strategies and address your unique business needs.
Express Portfolio Review
TransUnion Express Portfolio Review is an easy-to-use, online, self-service tool which helps you proactively review consumer credit profiles to quickly evaluate risk. With results in less than 48 hours, Express Portfolio Review can help you to better identify, segment and prioritize accounts to improve your portfolio management strategy.Custom Portfolio Review
Tailor your portfolio reviews to better fit your business needs. Optimize your risk strategies by adding unlimited scores and credit attributes—along with access to more than 180 standard characteristics. To further segment portfolio risk and improve treatment strategies to supplement traditional credit scores, TransUnion offers alternative data, which includes access to hundreds of millions of unique identity- and payment-based records. In addition, get flexible file sizes and customized result outputs, all with the guidance of dedicated TransUnion consultants.
Better predict a consumer's capacity to pay to help improve credit line decisions and loan modification strategies
Enhance your ability to preempt delinquency on accounts that may underperform
Leverage data to help meet compliance requirements
Target parts of your portfolio for up-sell and cross-sell opportunities