Prama Benchmarking

Competitive Insights for Your Industry and Peers

Harness Actionable Competitive Insight

Data for all Credit Active Consumers

On-demand access to TransUnion’s depersonalized national credit data file with 60 months of account history updated monthly. Key performance metrics, including:

  • Number of accounts
  • Average and total balances
  • Total spend
  • Average amount financed
  • Inactive-to-active rate

On-us/Off-us Comparison

Directly compare your portfolio to your peer group or the industry. Filters and interactive maps enable dynamic drill-down to valuable insight, including:

  • Credit tier
  • Account type and status
  • Peer group
  • Consumer age
  • Credit limit

MSA-level geographic analysis

Analyze your competitive position against the industry for all 350+ Metropolitan Statistical Areas (MSA) using five key dashboards:

  • Portfolio characteristics
  • Delinquency metrics
  • 60-month trends
  • Roll rate
  • Score migration

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