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Prama Vintage Analysis

Get Deeper Portfolio Insights to Improve Profitability

Leverage Credit Performance Insights to Improve Lending Strategies
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Comprehensive Loan Vintage Analysis

Access TransUnion’s depersonalized national credit file with 84 months of account history updated monthly for key metrics, including:

  • Days past due
  • Bankruptcy
  • Charge-offs

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Vintage Lifecycle Analysis

Compare delinquency curves side by side for selected line of business, peer group or vintages. Filters and interactive maps enable dynamic drill-down to valuable insight by:

  • Region, State or MSA
  • Risk tier
  • Loan band

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Deep Origination Insight

Analyze the performance of your originations by line of business or vintage with additional account-level information:

  • Loan balance and amount
  • Total utilization
  • New accounts opened

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