Quickly identify fluctuations in credit behavior and see how your existing strategies compare against the industry. Identify market trends by product, lender and geography on a quarterly basis for:
Segment your portfolio to assess risk and understand how your vintages compare to your peers’ and the industry. Explore key delinquency metrics to easily evaluate your portfolio and adjust risk strategies, including:
Understand on-us and off-us behavior and tap market intelligence on prospects served by peers. Leverage insights within relevant lender segments to uncover opportunities to expand your portfolio across:
Access TransUnion’s depersonalized full national credit data file to:
Learn About Prama Data Extract
1 Once the criteria has been defined, the data set is typically delivered within 24 hours. 24 hour delivery is dependent on job complexity. Under certain situations, dataset delivery can take longer.
Lenders need better portfolio analysis and want self-service tools to unlock insight. Prama delivers on-demand consumer credit insights.
of lenders say data and analytics are evolving faster than their internal capabilities
of lenders report their lack of analytics capabilities affects their ability to compete
*Lenders Reveal,TransUnion and Versta Research Survey, 2016