Quickly build portfolio insights through a self-service, visual platform
Inform your lending and marketing strategies with better insight into credit-active consumers. Gain market intelligence into your portfolio performance, account origination activity and share of wallet.
Capture new opportunities by recognizing changes in your portfolio, market conditions and competition. Use competitive insight into balances, originations and performance benchmarks to get ahead.
Manage risk more effectively by evaluating underwriting criteria and delinquency rates. Get insight into key trends for your line of business, customer segments and portfolio vintages.
Prama Market Insights
Quickly identify fluctuations in credit behavior and see how your existing strategies compare against the industry. Identify market trends by product, lender and geography on a quarterly basis for:
Prama Vintage Analysis
Segment your portfolio to assess risk and understand how your vintages compare to your peers’ and the industry. Explore key delinquency metrics to easily evaluate your portfolio and adjust risk strategies, including:
Prama Benchmarking
Understand on-us and off-us behavior and tap market intelligence on prospects served by peers. Leverage insights within relevant lender segments to uncover opportunities to expand your portfolio across:
Prama Data Extract
Access TransUnion’s depersonalized full national credit data file to:
Prama Attribute Manager
Directly access TransUnion CreditVision® attributes for custom modeling so you can:
Lenders’ Success Demands Self-service Analytics
Lenders need better portfolio analysis and want self-service tools to unlock insight. Prama delivers on-demand consumer credit insights.
of lenders say data and analytics are evolving faster than their internal capabilities
of lenders report their lack of analytics capabilities affects their ability to compete
*Lenders Reveal,TransUnion and Versta Research Survey, 2016
