Digital Lending
Replace traditional credit applications and deliver an intuitive, consumer-friendly digital workflow
Attract and retain customers who want faster ways to find offers and apply for credit
Using minimal effort from IT resources, lenders can launch digital experiences for consumers, while processing applications faster with less manual intervention
With offerings across all lines of business, financial institutions can expand their customer base and offer online and mobile solutions
hard-to-complete credit application
Powered by TransUnion DecisionEdge®, our solutions help lenders offer a frictionless customer experience with an intuitive workflow
Acquire new customers and expand current relationships
Find My Offer enables lenders to:
- Automate the offer and underwriting process with real-time credit and identity decisions
- Overcome resource constraints with a configurable solution
- Improve speed to market while reducing IT expenditures
Mobile Offers Now helps helps financial institutions:
- Open up new channels, demographics, and markets
- Provide consumers with instant access to prequalified credit offers
- Offer a simplified mobile application experience via SMS
Auto Payment Shopper allows lenders to:
- Combine real-time auto inventory with consumer prequalification to help consumers filter for what they can afford
- Enable consumers to adjust prequalification terms and apply them to online inventory
- Improve the consumer experience and reduce time spent in the dealer finance office
Origination Solutions
- Offer a frictionless experience and move from prequalification to funding in just minutes
- Deepen relationships by offering multiple products in a single session
- Expand digital presence with minimal IT effort and process applications faster with less manual intervention
of Millennials would switch banks for a better digital experience when applying for a product1
of lenders said they could better leverage digital means to connect with consumers2
12018 Digital Banking Report: Retail Banking Trends and Predictions
2TransUnion survey of 300+ lenders
