The Difference Trended and Alternative Data Can Make


Traditional credit scoring models manage risk assessment based on consumer debt at a single point in time. However, the growing use of trended and alternative data captures a wider range of positive payment behaviors, empowering lenders to make more informed decisions, while increasing financial inclusion to a wider population of consumers.

Data can be a powerful tool. At TransUnion, we find innovative ways information can be used to help make smarter decisions. Watch our video to look at two people who have enjoyed a positive impact on their financial pictures through the use of trended and alternative data.

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