Get your credit scores1, reports & monitoring from TransUnion®

Credit Premium2

 3 Bureaus: Quarterly Scores & Reports + Daily Monitoring

$29.95/mo. (plus tax where applicable, cancel anytime)

3-Bureau Scores & Reports

Includes everything in Essentials, plus Equifax & Experian profiles

Get a comprehensive credit picture. Protect the credit standing you’ve built.

What you get:

  • 3-Bureau reports, scores & insights (quarterly)
  • 3-Bureau credit monitoring & alerts
  • Credit calendar
  • ID theft restoration services
  • $1,000,000 ID theft insurance
  • TransUnion credit reports & scores
  • TransUnion credit monitoring & alerts
  • Credit score potential & insights
  • Personalized offers & approval odds
3-Bureau Scores & Reports

Credit Essentials

TransUnion Profile: Daily Scores, Reports & Monitoring

Free (no credit card required)

Sign Up For Free

Includes personalized offers

Know your TransUnion credit profile. Learn how it could work for you.

What you get:

  • TransUnion credit reports & scores
  • TransUnion credit monitoring & alerts
  • Credit score potential & insights
  • Personalized offers & approval odds
  • 3-Bureau reports, scores & insights (quarterly)
  • 3-Bureau credit monitoring & alerts
  • Credit calendar
  • ID theft restoration services
  • $1,000,000 ID theft insurance
Sign Up For Free

Help! Which service is best for me?

While we don’t know your specific situation and can’t offer advice, we can tell you about the benefits of each service. That way, you can figure out if either is a good fit for your needs.

If you’re looking for a free way to stay on top of your TransUnion credit report & score, TransUnion Credit Essentials is a great fit. And when we say free, we mean: no credit card required, no trial period, no hidden fees.

How does TransUnion Credit Essentials help you stay on top of your TransUnion report & score? Whenever there’s an important change to your TransUnion credit profile, we’ll send you an alert letting you know. You also get tips and tools to help you understand why your TransUnion credit report & score might change. This educational information could help you learn how to change your TransUnion credit profile for the better over time.

With TransUnion Credit Essentials, you also have access to personalized credit card offers and estimated approval odds based on your TransUnion credit profile.

If you’re seeking to protect your credit profile & safeguard your identity, TransUnion Credit Premium is a great fit.

It’s also a great choice if you’re planning for major financial moves (like buying a home or car). That’s because lenders may check credit information from one, two or all three national credit bureaus. Knowing what’s in all three reports may help you avoid surprises when your credit is pulled.

TransUnion Credit Premium is also a great fit if you’re looking to take a more active role in learning about your credit health.

If any or all the above match what you’re looking for, you’ll appreciate TransUnion Credit Premium’s comprehensive, 3-bureau credit profile (quarterly scores & reports, plus daily monitoring) and insights. Our premium service also comes with Credit Calendar, which shows you the “when” behind your TransUnion credit profile. Finally, you’ll have identity theft restoration services available when every second matters. You also get $1,000,000 in identity theft insurance.

1 Your credit score is calculated based on the VantageScore® 3.0 model. Lenders and insurers may use different scores to evaluate your eligibility.

2 Delivery of TransUnion Credit Premium features may be dependent on the ability to obtain your credit file and/or credit score from the applicable bureau.