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What You Need to Know:

There are various types of credit scores, and lenders use a variety of different types of credit scores to make lending decisions. The credit score you receive is based on the VantageScore 3.0 model and may not be the credit score model used by your lender.

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Credit Protection

TransUnion's exclusive TU Credit Lock puts control of your TransUnion Credit Report at your fingertips.

Lock your TransUnion Credit Report to prevent criminals from using it to get credit in your name. Unlock it when you need to apply for credit.

All it takes to lock and unlock your report with TU Credit Lock is a single smartphone swipe or a mouse click. It's that easy!

Consumer Assistance

Find out how to dispute an item on your credit report.

Visit our Credit Education page to learn about important credit topics.

Learn about the Fair and Accurate Credit Reporting Act (FACT ACT) and other ways to get a free credit report.

ATTENTION: the parent or legal guardian of a minor or medically incapacitated consumer may have the right to add a Protected Consumer Freeze.

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Deliver a seamless and safe customer experience, while protecting your business against evolving fraud