Government agencies require various consumer data to operate programs and complete missions. TransUnion is a leader in data governance and stewardship and ensures that its processes for compiling, confirming and protecting data meet with all applicable laws and regulations.
Kevin Kottman
Vice President, Public Sector
TransUnion LLC
555 W. Adams Street
Chicago, IL 60661
Phone: 443-465-7171
kevin.kottman@transunion.com
Government agencies are allowed to obtain and use consumer credit data (including a full Consumer Credit Report or data derived from a Consumer Credit Report) when they have a permissible purpose. Permissible purpose is defined in Section 604 of the Fair Credit Reporting Act (FCRA). [15 U.S.C. § 1681b]. Read the applicable text here.
If you have questions related to a possible program or application in which you believe you need a consumer credit report under permissible purpose, please contact Kevin Kottman, Vice President, Public Sector at TransUnion: kevin.kottman@transunion.com or 443-465-7171.
Government agencies are allowed to secure non-credit consumer data (which includes public records and private, proprietary data sources) for various purposes but must comply with specific consumer privacy and data security regulations under the Gramm-Leach-Bliley Act (GLBA) and the Driver’s Privacy Protection Act (DPPA).
Government agencies have a broad permissible use for DPPA-covered data from TransUnion to carry out government functions.
If you have questions related to a possible program or application in which you believe you need a consumer credit report under permissible purpose, please contact Kevin Kottman, Vice President, Public Sector at TransUnion: kevin.kottman@transunion.com or 443-465-7171.
Government agencies may use GLBA-covered data from TransUnion for the following general purposes:
Government agencies are allowed to secure consumer data for the development of predictive data models but must comply with the rules and regulations governing the underlying data. This may be the FCRA (for credit data) and/or the GLBA and DPPA (for non-credit data).
If you have questions related to a possible program or application in which you believe you need a consumer credit report under permissible purpose, please contact Kevin Kottman, Vice President, Public Sector at TransUnion: kevin.kottman@transunion.com or 443-465-7171.
TransUnion offers credit-based (FCRA) solutions and non-credit (GLBA and DPPA) solutions for the following general purposes:
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