CreditVision
Gain a more complete view of consumer behavior and credit history with trended credit data
Improve marketing results and reduce acquistion costs
Approve more consumers without adjusting your risk tolerance
Strengthen and grow existing customer relationships
Collect more with improved recovery models
Put Trended Credit and Alternative Data to Work for You
Harnessing the power of trended credit insights is easier with flexible delivery options, designed to support all stages of the account lifecycle and a variety of operating environments
Improve Performance across the Customer Lifecycle
Understand consumer behavior over time to identify those more likely to qualify for your products and respond to offers.
- Identify additional consumers who meet your risk criteria
- Target prospects more likely to respond
- Tailor offers to consumer based on anticipated need and behavior
Use trended data for a more accurate risk score, incorporating how an individual has changed their credit usage and payment behaviors over time.
- Better identify consumers who meet your risk levels
- Improve decisioning on consumers near score cutoffs
- Make more competitive and profitable pricing or decisions
Access additional dimensions of consumer behavior over time to understand shifts or patterns and cross-sell the right products at the right time.
- Diversify relationships with customers and offer relevant products
- Manage credit line and account management strategies
- Identify account issues early, including potential delinquency
Use actual payment amount data to understand which consumers likely can't or won't be able to pay, and those that will potentially yield the highest recoveries.
- Work accounts more efficiently and prioritize efforts
- Increase effectiveness through improved roll-rate and recovery models
