TruValidate Identity Insights

Verify and resolve consumer identities with high match rates and minimal friction to understand risk

Why smarter identity authentication is critical to your fraud strategy

You’re facing more sophisticated identity fraud attacks. So how do you grow revenue, contain costs and reduce fraud risk? And are your tools keeping up?

Data breaches, scams, social engineering and GenAI have elevated digital identity risk to new heights. How bad is it? Nearly half of US business leaders identified account creation fraud types (including first-party, third-party and synthetic identity) as leading sources of fraud losses in the past year.

Poor-quality, fragmented and outdated data can lead to low digital identity match rates, increasing the probability of false positives. TruValidate™ Identity Insights solutions help you better verify and resolve consumer identities with high match rates and minimal step-up challenges. This enables you to mitigate risk while boosting customer satisfaction with scalable, easy-to-configure solutions for online and offline use cases.

How improving identity verification benefits your organization

Reconsider your approach to stopping synthetic identity and first-party fraud

Mitigate fraud risk early

Help prevent fraud losses by identifying account creation transactions originating from stolen or synthesized identities.

Build customer loyalty

Expedite approvals for legitimate customers with robust data sources.

Apply step-up challenges intelligently

Detect suspicious identities while reducing false positives and manual reviews for legitimate customers.

Solutions for identity verification and fraud prevention

Identity Verification
Document Verification
Fraud Alerts
Synthetic Fraud Model
Watchlists

More confidently distinguish customers from fraudsters. TruValidate Identity Verification lets you confirm the authenticity of consumer-provided information and strengthens fraud detection using the next generation of integrated identity data sources and advanced analytics.

Reduce fraud risk for new account creation, credit origination, government benefits administration, insurance claim submissions, retail transactions and more. Gain confidence your customers are who they say they are through:

Holistic views of identity risk using robust, historical credit and non-credit data with predictive, cross-industry analytics
Identity linkages from enhanced identity graphs to determine levels of risk
Identity risk models with new analytics signals from integrated data

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Digitally authenticate government-issued documents. TruValidate Document Verification reduces abandonment and increases acquisitions by offering customers smooth digital experiences.

Document Verification enhances identity verification during in-person or online account creation, application prefill, step-up authentication and manual reviews. It securely and accurately validates consumer-provided data and reduces the risk of fraud from stolen or synthetic identities, enabling you to:

Securely capture a user’s driver’s license or US passport via mobile device
Verify consumer-provided documents are real and valid
Conduct real-time fraud checks against personal information provided
Compare document photos with real-time selfies
Seamlessly integrate the solution with custom-labeled deployment

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Instantly get notified of high-risk identities. TruValidate Fraud Alerts use real-time identity behavioral algorithms to pinpoint identity risk from consumer-provided information.

Gain more confidence during originations, onboarding and throughout the consumer lifecycle. Fraud Alerts offers additional assurance you’ll be notified of fraudulent activity and compliance risk through:

Advanced alerts that identify bad SSNs, application velocity, behavioral and relational anomalies, synthetic fraud and unverifiable identities
Complex trigger logic paired with global network data
Customized alert configurations
Summarized alert reports to monitor performance and trends

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Detect costly identity fraud risk before new accounts are created. TruValidate Synthetic Fraud Model helps expedite service for legitimate customers while protecting your organization from synthetic identity fraud.

Reduce risk at account creation, applications, origination and pay-over-time hardware purchases. Conforming to both GLBA and FCRA regulations, Synthetic Fraud Model solutions better detect hidden connections that signal synthetic fraud risk by:

Matching consumer behavior to known synthetic fraud using actual events and public records data predictive of “real” living identities
Assessing risk profiles for optimal model deployment to meet customer fraud detection needs
Increasing match accuracy and lowering false positive rates for highest-risk identities
Combining credit abuse models that better pinpoint risk of default losses common to synthetic identities

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Increase protection from financial crimes. TruValidate Politically Exposed Persons Screening helps comply with anti-money laundering (AML), counter terrorist financing (CTF) and know your customer (KYC) regulations.

Incorporate politically exposed persons (PEPs) screening into other fraud solutions for account origination and high-risk transactions. Politically Exposed Persons Screening improves processes for managing PEPs to reduce financial crimes, regulatory compliance and reputational risks with: