TruValidate Rapid Default Model & Early Payment Default Model
Detect malicious or overutilized credit behavior to stop credit abuse before it becomes a costly loss.
Product Capabilities
Advanced predictive analytics
Analyze consumer behavior patterns across TransUnion's robust credit universe to identify accounts at heightened risk of rapid default.
Proprietary multisource data intelligence
Leverage insights from 120+ million households, 16+ billion monthly phone signals and 1 billion worldwide customer records for superior accuracy.
FCRA and non-FCRA deployment
Customize implementation to align with regulatory compliance requirements and organizational fraud prevention strategies.
Portfolio-wide risk segmentation
Provide additional risk stratification beyond traditional credit scores to refine decisioning for new accounts and credit line increases.
Bust-out fraud pattern recognition
Detect suspicious credit utilization behaviors that signal intent to not repay.
Customize solution integration
Configure insights to align with unique credit risk strategies and processes, including pre-build models, model attributes or fraud alerts.
Protect your business with fraud analytics from TransUnion
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