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New Terrain: Adapting to Shifts in the Personal Insurance Landscape

05/16/2025
Webinar

Price increases have helped close the gap between premium and loss trends for auto insurance, driving many carriers to achieve rate adequacy. Unfortunately, the same is not true for property insurance which sits at a triple-digit combined ratio.

In this recorded webinar, our experts share TransUnion’s exclusive data and analytics to explore consumer profiles and behaviors, examining how the personal lines market is evolving and dissecting household composition.

Session highlights:

  • Understand current economic trends affecting the personal lines industry, with a focus on loss costs trends and consumer demand
  • Listen to an in-depth discussion on the evolution of shopping behavior, considering how carriers should respond to a market where price shopping is increasingly important
  • Discover ways to analyze the relationship between consumer behavior and insurance risk to identify emerging patterns and potential advancements in risk segmentation

Speakers

Take a look at our speakers for this on-demand event:

Patrick Foy headshot

Senior Consultant, P&C Insurance Market Planning TransUnion

With more than 20 years of experience in the insurance and financial services industries, Patrick Foy executes TransUnion’s insurance market strategy for the personal and commercial property and casualty markets. He’s been with TransUnion for nine years, serving in leadership roles in both personal and commercial insurance lines of business.

Previously, Foy worked in personal and commercial state management and product development roles at Nationwide Insurance and CSAA Insurance Group. He holds a bachelor’s degree in economics from Davidson College and an MBA in corporate finance from the Ohio State University Fisher College of Business.

Marisol Schulte headshot

Senior Director, P&C Insurance Market Planning TransUnion

Marisol Schulte supports in developing and executing TransUnion’s product strategy for the personal lines property and casualty markets. She has over 18 years of property and casualty insurance experience, beginning in claims, with additional positions in R&D and Product Management for State Farm, CSAA and Farmers. 

Schulte attained her CPCU in 2017 and graduated cum laude from California State Polytechnic University, Pomona with a bachelor’s and master’s degree in Mathematics.