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Uncovering Opportunities in New and Emerging Credit Populations

Despite thin or nonexistent credit histories, which typically limit their credit-building potential, many of the 5.9 million “unbanked”1 US consumers are looking for ways to build and secure their financial futures. Our 2023 global study of new-to-credit consumers2 shows this limitation to be unnecessary for consumers who — due to their demonstrated abilities to manage their financial obligations — are lower risk and potentially worthy acquisition targets.

Our newest insight guide provides perspective and strategies to stimulate growth and build loyalty by creating opportunities for emerging and new-to-credit consumers to build their credit profiles and achieve their financial goals. Download your copy to learn how you can:

  • Increase access to credit through faster, more actionable decisioning
  • Use consumer insights to protect consumers and support portfolio health
  • Foster loyalty through consumer education and engagement

Complete the form to download the guide. 

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