Despite thin or nonexistent credit histories, which typically limit their credit-building potential, many of the 5.9 million “unbanked”1 US consumers are looking for ways to build and secure their financial futures. Our 2023 global study of new-to-credit consumers2 shows this limitation to be unnecessary for consumers who — due to their demonstrated abilities to manage their financial obligations — are lower risk and potentially worthy acquisition targets.
Our newest insight guide provides perspective and strategies to stimulate growth and build loyalty by creating opportunities for emerging and new-to-credit consumers to build their credit profiles and achieve their financial goals. Download your copy to learn how you can:
- Increase access to credit through faster, more actionable decisioning
- Use consumer insights to protect consumers and support portfolio health
- Foster loyalty through consumer education and engagement
Complete the form to download the guide.