Missed Student Loan Payments: A Growing Concern

Federal student loan payments have resumed and many borrowers are already falling behind: One in five reported being 90+ days past due (DPD) as of February. This trend is creating new challenges for lenders as they assess risk and engagement strategies in a shifting credit environment.

TransUnion’s latest infographic breaks down the early impact of resumed payments, highlighting which borrower segments are struggling most and how missed payments are affecting broader credit performance. These insights can help identify at-risk consumers and guide more targeted, supportive outreach.

Download the infographic to explore:

• The percentage of borrowers missing payments post-forbearance
• How missed payments vary by age, credit score and other demographics
• The relationship between student loan delinquency and other credit products
• What early trends suggest about long-term repayment behavior