Current and historical analysis to help you better understand today's lending environment
Access TransUnion's collection of Credit Industry Insights Report (CIIR) content, including webinar recordings, reports, infographics and other data-driven insights in one place. Explore consumer credit trends across major lending products and discover the insights shaping lending, risk and growth decisions.
To stay informed between quarterly updates, get the Monthly Credit Industry Snapshot for timely updates on emerging credit trends and market developments.
Consumer credit continued to expand in Q2 2026, with nearly 262 million consumers carrying a credit balance and total outstanding balances reaching $18.6 trillion. Yet broader access to credit hasn't translated into a meaningful increase in portfolio risk. While lenders expanded originations across major products, balance growth remained measured and delinquency trends generally reflected a disciplined approach to growth, even amid ongoing affordability pressures.
To explore the trends in greater detail, click the button below to access the full collection of this quarter’s CIIR content. Watch the webinar replay for expert perspectives, then browse reports, infographics and other insights to better understand what's happening in the industry and what it could mean for your business.
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