Consumer behaviors and attitudes about current
and future household budgets, spending and debt
TransUnion’s quarterly survey explores how consumers’ personal finances have changed and what changes
they expect in the future. The study measures changing consumer attitudes and behavior based on the
dynamics of income, debt and identity theft. The analyses and insights give consumers a voice and inform
businesses’ decision-making as they seek to create economic opportunity for consumers.
Latest US Report
Detailed results from our study.
Visual highlights of results.
Highlights of results.
Q1 2022
Q4 2021
There are various types of credit scores, and lenders use a variety of different types of credit scores to make lending decisions. The credit score you receive is based on the VantageScore 3.0 model and may not be the credit score model used by your lender.
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