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Getting Started with Trended Credit Risk Scores

As a way to mitigate risk, many communication service providers (CSPs) currently consult traditional consumer credit reports.

However, adding trended credit data provides a better understanding of your customer base so you can make more confident data-based decisions — and say ‘yes’ to more applicants without impacting risk.

For example, in the telecommunications industry, enhanced credit data enables you to better evaluate which consumers should receive a prepaid contract or require an upfront deposit. A few examples of trended credit data:

  • Up to 30 months of account history
  • Account balances
  • Payment patterns
  • Past due accounts
  • High credit usage
  • Credit limits

Learn more by downloading the How-To Guide.

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