Reining in Irregular Bankcard Charge-Offs: The Impact of Suspect Behavior and How to Combat It

Credit card charge-offs hit record highs in 2023, driven by a surge in early defaults and unusual, fraud-like activities. This has intensified the pressure on issuers to manage portfolio risks and cut losses. As you look to navigate this challenging landscape, understanding and tackling these irregular charge-offs is more critical than ever.

TransUnion's latest study analyzes these issues, offering key insights to help you protect your portfolio and address delinquencies more effectively.

Download the market brief to learn:

• Growth trends of new charge-off volumes and balances
• How current charge-off risk levels compare to pre-pandemic times
• Impacts of irregular charge-off behaviors on lenders
• Ready-to-go strategies for spotting irregular behaviors and managing delinquencies