Five Key Portfolio Management Strategies: Best Practices for Community Banks and Credit Unions

For most community banks and credit unions, portfolio management has long involved downloading and updating borrower credit scores within existing loan accounts. While refreshing credit scores is a critical step, consumer risk profiles are changing more frequently and drastically in today’s economic environment — making it a much higher priority to take a more holistic, in-depth approach to portfolio management.

Fortunately, advances in data and analytics are making it possible to maximize your portfolio’s value in any market condition. Read our guide to learn how to:

• Achieve a more holistic, consistent understanding of the credit quality within your portfolio
• Identify borrowers showing signs of financial stress
• Manage existing credit lines and discover opportunities to offer credit increases
• Identify hidden fraud risks
• Inform future marketing and underwriting strategies