Growth and Change on the Credit Risk Spectrum

With credit markets showing both resilience and complexity, Craig, Josh and guest Dawn Figlioli break down what lenders need to know — including unexpected signals at both ends of the credit risk spectrum.

The latest installment of Extra Credit has Dawn Figlioli, VP of Sales, Financial Services at TransUnion^®, stepping into the host seat, guiding a conversation with Craig and Josh on the latest credit market insights.

The trio explores the current lending environment, marked by both stability and caution, and dives into the surprising growth at both ends of the credit spectrum. They discuss rising delinquencies in auto and mortgage, the evolving role of FinTechs in super prime lending, and how refined risk strategies are reshaping subprime performance.

The episode also touches on the regulatory landscape and why consumer optimism may be on the rise — despite economic headwinds.

Whether you're a lender navigating uncertainty or a strategist looking for signals in the noise, this episode offers grounded, data-driven perspective on what’s next.