Leverage TransUnion’s consumer search logic to find court record violations across state borders, regardless of changes to an individual’s name, residence or driver’s license number.
Take advantage of court record violation data and TransUnion’s consumer search logic to identify drivers with ratable violation activity and selectively order MVRs to optimize spend.
Tailor your configuration of DriverRisk℠ court record violation data and state MVRs to meet your specific needs across lines of business for more informed decisions throughout the policy lifecycle.
Optimize spend and quality by targeting only those prospects who fit your driving history risk profile. Match online marketing programs to the consumer’s violation profile to increase response, conversion and lifetime customer value.
Affordably target consumers with the desired violation risk profile by customizing invitation-to-apply and prescreen campaigns through prospecting or suppression1.
Prefill violation details into the insurance application for consumer verification — helping you provide a more accurate quote at initial rate call, improve conversion and streamline the customer experience.
Optimize your spend and identify drivers with actionable convictions so you can affordably validate driving records and assess risk. Only order MVRs when there is chargeable activity present in court records.
Receive all violation details to find convictions not on the MVR, such as those received outside the license state or associated with a prior driver’s license.
Quickly and easily access state Motor Vehicle Reports (MVRs) through our national DMV connections. With a single call to TransUnion, combine state MVRs with DriverRisk court record violation data for maximum savings and violation insight.
TransUnion’s enhanced court record violation data, and the capability to search for history by driver, license plate number and address, enables you to discover insightful driver traffic violation information when investigating claims or suspicious applications.
TransUnion has created a logical categorization of the differing state violation statutes for a more easily digestible and actionable use for integration, analysis and management of state statute maintenance.
DriverRisk summarizes data returned on output, including various violation disposition counts, out-of-state violation counts, major versus minor counts, and recent conviction indicators, enabling you to further manage your driving record ordering.
1Some restrictions apply