It’s always free, easy and a great way to protect yourself from identity theft.
Add a freeze any time for no charge. It won’t affect your credit score. Think of it as an extra layer of security for your credit report.Enroll Now
You have the power to remove or temporarily lift a freeze for a set amount of time when you’re ready to apply for new credit.Log In
Protect your loved ones. Request a freeze for a minor, spouse, parent, or a deceased relative.Learn More
Trying to decide which is right for you? Credit freezes and credit locks both block access to your credit report, keeping new accounts from being opened in your name. But they are not the same thing and there are a few differences that you should understand.
If you want a free option to make sure no one can access your credit report.
Adding or removing a credit freeze often happens in real time, but to be on the safe side, allow up to one hour for it to go into effect.
No, a credit freeze won’t send you alerts, but you can log in at any time to see your freeze status.
Yes. You can add or access your Credit Freeze at any time for free on the TransUnion Service Center.
When you want to make sure no one can access your credit report and are interested in additional features to improve credit health.
Locking or unlocking your credit happens instantly. You can do it through our website or our convenient mobile app.
Yes, you’ll receive alerts if someone is trying to pull your credit report or if your credit report changes in a critical way.
TrueIdentity is a free product that lets you lock your credit report at any time for no charge.
TransUnion Credit Monitoring is a paid subscription that can help you protect your credit report, manage your data identity, and approach your credit with confidence.
There are various types of credit scores, and lenders use a variety of different types of credit scores to make lending decisions. The credit score you receive is based on the VantageScore 3.0 model and may not be the credit score model used by your lender.
Subscription price is $24.95 per month (plus tax where applicable).