A credit freeze, also known as a security freeze, is the best way to help prevent new accounts from being opened in your name. It’s absolutely free to freeze and unfreeze your credit, and it won’t affect your credit score.
It’s always free, easy and a great way to protect yourself from identity theft.
Trying to decide which is right for you? Credit freezes and credit locks both block access to your credit report, keeping new accounts from being opened in your name. But they are not the same thing and there are a few differences that you should understand.
If you want a free option to make sure no one can access your credit report.
Adding or removing a credit freeze often happens in real time, but to be on the safe side, allow up to one hour for it to go into effect.
No, a credit freeze won’t send you alerts, but you can log in at any time to see your freeze status.
When you want to make sure no one can access your credit report and are interested in additional features to improve credit health.
Locking or unlocking your credit happens instantly. You can do it through our website or our convenient mobile app.
Yes, you’ll receive alerts if someone is trying to pull your credit report or if your credit report changes in a critical way.
Are you applying for credit or has a lender referred you here to lift a freeze on your TransUnion credit report? You’re in the right place.