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Products
- TransUnion Credit Protection
  Defend against identity theft with Instant Alerts. Fraudulent activity on your credit report can complicate your life and take ages to correct. Learn more about how to get better protection with instant email alerts regarding all credit inquiries.
- Credit Lock Plus – Equifax and Transunion
  Credit Lock Plus is a powerful way to prevent identity thieves from accessing your TransUnion and Equifax credit reports. Learn more about how easy it is to protect your reports with Credit Lock Plus.
- TransUnion Credit Score Simulator
  Score Simulator shows you ways your current credit score would change based on future actions and events.
- TrueIdentity Free Identity Protection
  Get powerful identity protection in your hands now with TrueIdentity. It’s backed by TransUnion and completely free!
- CreditCompass
  CreditCompass™ shows you clear recommendations you can start using now to achieve the credit score you want.
Credit Education
- Credit Report
  A credit report is your financial dossier. It is a record of your credit history that lenders use to determine your creditworthiness. Learn more about credit reporting, explore article archives, and educate yourself about this essential component of your financial health.
- Credit Score
  Educate yourself about what impacts your credit scores. Understand how your credit score plays a crucial role in major life decisions, from auto financing to buying a new home. Click here to explore our article archive.
- Identity Theft
  Identity theft is a serious crime. Learn more about how to protect your personal information. Find easy tips for preventing identify theft, from locking your credit report to setting up better passwords.
- Credit Monitoring
  Learn more about the importance of credit monitoring. With credit monitoring you can spot identity theft, correct inaccuracies and receive alerts when changes are made to your report. Keep yourself informed. Read more about how credit monitoring can contribute to your financial health.
- Debt and Money Management
  Develop the management skills to create and maintain your financial health. Read more about simple ways you can take control of your finances. Useful tips for making a budget, reducing your debt and building a brighter financial future.
- Credit Bureaus
  You have three different credit reports, one for each of the three credit bureaus—TransUnion, Experian and Equifax. Information varies from bureau to bureau, so it’s important to monitor all three of your reports. Click here to learn more.
- Annual Credit Report
  You can order your annual credit reports from each of the three credit bureaus (TransUnion, Experian and Equifax) online at AnnualCreditReport.com. Click here to learn more about how to interpret your credit reports.
- Mortgage
  Whether you’re a first-time homebuyer, second-mortgage seeker or refinancer, financing a home may be the most important investment you make. Learn more about one of the biggest financial decisions of your life.
- Credit Cards
  Learn more about the different types of credit cards and how they can help you establish better credit for the future. Read more about how credit cards affect your credit rating. With our Featured Offers, find the card that best fits your lifestyle.
- Frequently Asked Credit Questions
  Staying on top of your finances requires educating yourself on various credit situations. Get the answers to commonly asked questions about managing your credit.
Credit Help
- Credit Help Overview
  If you need quick assistance with a task relating to your credit report, you are in the right place. This is your hub where you can place a credit freeze, dispute, fraud alert or request your credit report. Click to find out more and check out our most frequently asked credit questions.
- Get Your Free Annual
  Credit Report
  You can order your annual credit reports from each of the three credit bureaus (TransUnion, Experian and Equifax) online at AnnualCreditReport.com. Click here to learn more about how to interpret your credit reports.
- Disputes
  Learn how to dispute inaccurate and fraudulent information on your credit report. TransUnion offers the easiest and fastest way to resolve any and all inaccuracies on your record.
- Credit Freeze
  If you are concerned about becoming a victim of fraud or identity theft, a Credit Freeze might be right for you. Learn more about placing a freeze on your credit report to prevent lenders from accessing your TransUnion credit report entirely, which will prevent them from extending credit.
- Credit Disclosures
  Under the FACT Act amendments to the Fair Credit Reporting Act, you are entitled to one free annual credit report from each of the three major credit reporting companies per year. Click here to see if you qualify for additional free or reduced fare credit reports.
- Fraud Alerts
  Are you a victim of fraud? Activate TransUnion Fraud Alerts to alert creditors and other credit bureaus that you may be a victim of identity theft or fraud.
- Fraud Victims Resources
  We know how hard it is to be the victim of fraud. TransUnion makes it easier for you to handle the situation by placing fraud alerts and providing a list of institutions you will need to contact to clear your name, as well as other important resources. Click here to learn more.
- Active Duty Military Credit Center
  We understand change is a central part of military life, so we’re here to help monitor and protect your information while you serve.
- Adverse Action Notice
  An adverse action notice is a letter you get in the mail that explains why you were denied for credit or given less than you applied for, and what your rights are under the Fair Credit Reporting Act (FCRA).
- Understand Credit Repair
  You don’t need to pay someone to manage your credit health. We’ll show you how to easily manage information on your credit report and address inaccuracies yourself online for free, so you can save time and money.
Credit Offers
- Credit Card
  Find your next credit card with TransUnion’s featured offers. Browse by category, interest rate, balance transfer offers, credit health needed, issuer and more!
- Insurance
  See if you can save on insurance with TransUnion’s featured offers. Browse offers by zip code, age, current insurer and other categories to get your next quote.
- Deposits
- Personal Loans
- Password Protection
Tools
- All Tools
- Simple Loan Calculator
- Mortgage Calculator
- Amortization Calculator

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Mail

To complete a dispute by mail, provide as much of the following information as possible:

Personal Information: Name, DOB, Address, SSN
Name of company that reported the item you’re disputing and the partial account number (from your credit report)
Reason for your dispute
Any corrections to your personal information (address, phone number, etc.)

Send your documents to:

TransUnion Consumer Solutions
P.O. Box 2000
Chester, PA 19016-2000

Please note: We accept either standard or certified mail.

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