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Free Monitoring

Credit confidence starts here

Free credit reports. Free credit scores*. Free credit health tips & tools.

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Benefits for you

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Doesn't affect your score

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Completely free, no credit card required

personalized offers based on your credit

Personalized offers based on your credit

Key features

  • Free credit scores
  • Free TransUnion® credit reports
  • Personalized offers
  • Credit monitoring & critical alerts
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TransUnion Service Center

Access free tools to manage credit freezes and fraud alerts, submit disputes and view your TransUnion credit report — all in one place.

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Credit Freeze & Unfreeze

Add a free freeze to control who can access your credit information. Unfreeze to apply for credit.

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Fraud Alerts

A fraud alert is free and notifies creditors to take extra steps to verify your identity before extending credit.

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Credit Dispute

Confirm information on your credit report for free, start a dispute or check a current dispute status.

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Free Credit Report

Create a free TransUnion Service Center account to access and refresh your credit report daily.

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*Your credit score is calculated based on the VantageScore® 3.0 model. Lenders and insurers may use different scores to evaluate your eligibility.

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