We act with honesty, trust and respect in all our work and interactions.
The Union Tank Car Company, a railcar leasing operation, creates TransUnion as its parent holding company.
Who We Are
As consumers and organizations increasingly transact with those they don’t know, a reliable basis for trust has never been in greater demand — and in such short supply. That’s where TransUnion comes in.
TransUnion has been in the business of enabling trust for over 50 years as a credit reporting agency. Decades of stewarding and analyzing data have given us a holistic understanding of consumer identity. Additionally, substantial investments in new data sources and technology have fueled expansion into new areas like fraud, marketing and customer-driven analytics.
Today, TransUnion is a global information and insights company that makes trust possible in global commerce. We do this through a Tru™ picture of each person: an actionable view of each consumer based on a robust set of online, offline, public and proprietary information, stewarded with care.
As a result, consumers and organizations can transact with confidence and achieve great things. We call this Information for Good® — it’s our purpose and what drives us every day.
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Information for Good® comes to life in three major ways:
Enabling trust for over 50 years
TransUnion acquires the Credit Bureau of Cook County (CBCC) which manually maintained 3.6 million card files. TransUnion is now the first credit reporting agency to implement automated tape-to-disc transfer, drastically cutting the time and cost to update consumer files.
Throughout the 1970s and 1980s, we continue expanding facilities and capabilities through investments in technology, strategic growth and acquisitions.
TransUnion achieves full coverage in the United States, maintaining and updating information on virtually every market-active consumer in the country.
TransUnion acquires one of the most powerful technologies for high-volume, individual-level decisions strengthening our analytics and decisioning capabilities, and expanding operations beyond traditional credit reporting.
TransUnion enters the direct-to-consumer market with the acquisition of TrueCredit.com. Today, we help millions of global consumers protect and improve their credit through easy-to-use online services.
TransUnion begins a period of rapid growth and evolution into a diversified, global information company intensely focused on consumer and market needs.
TransUnion goes public on the New York Stock Exchange. Senior leaders ring the NYSE Opening Bell® to commemorate our initial public offering and first day of trading under the ticker symbol “TRU.”
TransUnion acquires a majority ownership stake in CIBIL, which becomes TransUnion CIBIL – India’s leading credit information company.
TransUnion celebrates its 50th anniversary, and expands global footprint with the acquisition of CallCredit, the second largest and fastest-growing consumer credit reporting agency in the United Kingdom.
TransUnion launches a new chapter of growth and transformation, focused on innovative ways to leverage data and insights to help businesses and consumers transact with confidence.
TransUnion acquires Neustar, Inc. and Sontiq, further expanding our digital identity capabilities. Valued at $3.1 billion, Neustar is our largest acquisition to date.
TransUnion acquires Verisk Financial Services for $515 million, fortifying our offerings that help financial institutions make better decisions.
Our values are core to our identity and paramount to our success.
Integrity
Customers
We earn trust and build lasting relationships by delivering what we promise.
People
We recognize each of us is essential to our prosperity.
Innovation
We aspire to deliver tomorrow’s solutions today.
Specialized Resources
Whether you’re looking for a new career, becoming a partner or potential investor, we have information and tools that address your specific objectives and interests.
Do you have questions? Our team is ready to help.
What You Need to Know:
The credit scores provided are based on the VantageScore® 3.0 model. Lenders use a variety of credit scores and are likely to use a credit score different from VantageScore® 3.0 to assess your creditworthiness.
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Information for Good®.
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