Cookies & Similar Technologies Notice

As you use this website, we and our third-party providers collect your internet and other electronic network activity information (IP address, device information, and information regarding your interaction with this website) via cookies and similar technologies. We use this personal information as described below. You can, at any time, alter which optional cookies you would like to accept by navigating to the “Cookie Preferences” link in the footer of this website. 

Please note –

  • Your selection only applies to information collected and shared through cookies, trackers, and similar technology when browsing this website.
  • Your selection is only effective for this domain, this browser, and the device you’re currently using. If you visit other TransUnion-owned domains or visit this website from another browser or device, you’ll need to adjust the cookie preferences again.
  • If you remove or clear all cookies on the browser you’re using, you’ll need to adjust the cookie preferences again when you return to any websites.
  • If you opt out, you will still see advertising, but it may not be targeted and may not be relevant to you.

To learn more about our privacy practices, please see our Privacy Notices. To manage your data privacy rights and choices, including some settings for cookies set by us on other websites, please visit our Consumer Privacy Rights page.


A cookie is a small text file, typically containing identifiers, that a web server places on your computer or device when your browser accesses a website. Cookies store data specific to a business or website and are designed to create a record of or “remember” online activity. Like most websites, we use cookies and similar technologies for a number of different purposes. Cookies are widely used in order to make websites work, or work more efficiently, as well as to provide certain device and other analytical information. Some cookies are necessary to ensure the website functions properly and some enable us to deliver an individualized online service experience.

Similar Technologies

There are a variety of similar technologies that serve a similar function to cookies and may be used in conjunction or as an alternative to cookies. For example, local storage allows data to be stored locally on your browser or device and includes HTML5 local storage and browser cache. Web beacons are tags (typically small images) on a webpage or in an email. Web beacons collect information about your browser or device and can set cookies or similar identifiers. They may also be referred to as pixel tags. Device information, such as your IP Address and browser type, can also be used to help identify an individual over time. These technologies vary in implementation, but they all help companies remember you over time.

Third-Party Cookies & Similar Technologies

Cookies and similar technologies may be served by the entity that operates the website you are visiting (first-party cookies) or by other companies (third-party cookies). For example, we partner with third-party analytics providers, which set cookies when you visit our websites. This helps us understand how you are using our services so that we can improve them. These third parties set the cookies or similar technology and collect information according to their own terms and privacy statements. In some cases, we may act as the third party for other companies for the purposes listed below. We use Google Analytics 360, including Google Tag Manager and Google Ads. If you would like to learn more about Google Analytics, or opt out of this data collection and sharing activity, please use this link:

Mobile Apps

Mobile devices offer a similar functionality to cookies, called Software Developer Kits or SDKs. This is code that a third party includes in an app that helps identify users over time and offers similar functionality to cookies. It’s commonly used for analytics, security, debugging, improving the functionality of the mobile app, and advertising. We or our partners may employ SDKs on mobile apps for the purposes described below. Modern mobile devices include options to limit the use of certain personal information for targeted advertising. You can learn more about those options by consulting your mobile operating system and looking for settings relating to your mobile advertising identifier.

Types of Cookies

Our services may include the following types of cookies:

  • Necessary Cookies. Some cookies are required to access or use our websites and are marked “necessary cookies” in the cookie banner and preferences. Disabling these cookies may cause issues with the functionality of our websites and is not recommended. To delete or block such cookies, please use your browser’s settings.
  • Optional Cookies. Optional cookies include performance, advertising, and analytics cookies. Further description of how these cookies are used to track, measure, and improve your online experiences are provided below. You can, at any time, alter which optional cookies you would like to accept by navigating to the “Cookie Preferences” link in the footer of this website.
  • Performance Cookies. Performance cookies allow us to analyze your use of the site to evaluate and improve our performance. They may also be used to provide a better consumer experience on this site. For example, remembering your log-in details, saving what is in your shopping cart, or providing us information about how our site is used.
  • Advertising Cookies. Advertising cookies are used to show you ads that are more relevant to you. We may share this information with advertisers or use it to better understand your interests. For example, advertising cookies may be used to share data with advertisers so that the ads you see are more relevant to you, allow you to share certain pages with social networks, or allow you to post comments on our site. Some advertising cookies are set by social media companies, for example, to better understand individuals’ interest across the web.
  • Analytics Cookies. Analytics cookies are used to help us understand the usage of our services. These tools provide internet or similar electronic network activity, geolocation information, and inferences drawn from other electronic network activity, collected over time, and from other websites on which we display advertisements and enables us to understand and improve the delivery of advertisements, enhance or modify our online services, as well as understand the overall consumer experience.

For details on the specific cookies and your choices relating to each category, please use our cookie consent manager by navigating to the “Cookie Preferences” link in the footer of this website.

Use of Cookies and Similar Technologies

We may use information collected via cookies and similar technologies to:

  • Deliver the products and services you request and customize your user experience.
  • Communicate with you about products or services that may be of interest to you.
  • Improve our websites and customer service.
  • Operate and manage our business and develop our platform.
  • Exercise our rights and obligations under our customer agreements.
  • Optimize the delivery or performance of our websites.
  • Conduct advertising, including retargeting and using data to better understand your interests.
  • Provide advertising-related services for our customers.
  • Comply with applicable laws, regulations, and legal requests.
  • Prevent or detect fraud or other misuse.

Cookies and other similar technologies are used by our marketing partners, affiliates, or analytics or customer support service providers. These technologies are used in analyzing trends, administering the site, tracking visits and clicks, and to gather demographic information about consumers. TransUnion may receive reports based on the use of these technologies by these companies on an individual as well as aggregated basis. We may combine this log information with other information we collect about you. We do this to improve services we offer you, to improve marketing, analytics, and site functionality.

Can I Control Cookies?

You may choose to manage your cookie preferences for cookies set on our websites via our cookie consent manager tools by navigating to the “Cookie Preferences” link in the footer of this website. Additionally, you may be able to control cookies from your browser-level settings. Browsers typically allow you to view, enable, disable, block, allow, or remove cookies by visiting the settings of the browser. For additional questions regarding any specific browser, please contact your browser support directly.

Some advertising companies participate in a centralized portal to opt out of targeted advertising. For more information about those choices, please visit:

Some third parties offer their own opt out mechanisms for cookies and similar technologies, as described in their own terms and privacy statements. Since we do not control the opt out mechanisms of third parties, we are not responsible for the availability or functionality of those choices.

Global Privacy Controls

Global Privacy Controls (GPC) is a specific browser setting which sends a signal to each website a user visits to notify the websites of a user’s preferences. GPC is a collaborative effort developed by privacy-focused tech companies, browser and extension developers, as well as website publishers and civil rights groups to help companies facilitate users’ privacy rights as afforded by certain US state legislations. GPC signals are supported through our cookie consent manager and enabled when you navigate to our “Cookie Preferences” link in the footer of this website. You may also learn more about GPC by visiting its site at:

What You Need to Know:

The credit scores provided are based on the VantageScore® 3.0 model. Lenders use a variety of credit scores and are likely to use a credit score different from VantageScore® 3.0 to assess your creditworthiness.

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