Dispute your credit report by mail or phone
It’s fast, free and easy to manage a dispute online, but if you’d prefer to dispute by mail or phone, follow these instructions.
Mail
To complete a dispute by mail, provide as much of the following information as possible:
- Personal Information: Name, DOB, Address, SSN
- Name of company that reported the item you’re disputing and the partial account number (from your credit report)
- Reason for your dispute
- Any corrections to your personal information (address, phone number, etc.)
Send your documents to:
TransUnion Consumer Solutions
P.O. Box 2000
Chester, PA 19016-2000
Please note: We accept either standard or certified mail.
Phone
Talk to one of our dispute experts:
800-916-8800
Monday – Friday 8 a.m. - 11 p.m. Eastern Time
Saturday – Sunday 8 a.m. – 5 p.m. Eastern Time
What You Need to Know:
The credit scores provided are based on the VantageScore® 3.0 model. Lenders use a variety of credit scores and are likely to use a credit score different from VantageScore® 3.0 to assess your creditworthiness.
Subscription price is $29.95 per month (plus tax where applicable). Cancel anytime.
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