Episode 38: The Consumer Credit Outlook: What’s Ahead for 2026

TransUnion’s Charlie Wise breaks down the 2026 consumer credit forecast with discussions ranging from macroeconomic stability to product trends and expectations for this year. 

Join Craig, Josh and Charlie Wise, TransUnion’s EVP of Global Research and Consulting, as they unpack the forces shaping the 2026 consumer credit landscape. From a stabilizing macroeconomic backdrop to evolving lender strategies, Charlie walks through key trends across credit cards, auto, personal loans and mortgage. He also explores the implications of affordability pressures, interest rate expectations and the K‑shaped dynamics influencing consumer financial health.