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Quickly build portfolio insights through a self-service, visual platform

Transform insights to action across the analytics lifecycle

Prama Market Insights

Prama Market Insights

Quickly identify fluctuations in credit behavior and see how your existing strategies compare against the industry. Identify market trends by product, lender and geography on a quarterly basis for:

  • Origination volumes
  • Risk distribution
  • Credit performance
Prama Vintage Analysis

Prama Vintage Analysis

Segment your portfolio to assess risk and understand how your vintages compare to your peers’ and the industry. Explore key delinquency metrics to easily evaluate your portfolio and adjust risk strategies, including:

  • Originating risk tier
  • Pricing
  • Debt levels
  • File depth
  • Geographic distribution
Prama Benchmarking

Prama Benchmarking

Understand on-us and off-us behavior and tap market intelligence on prospects served by peers. Leverage insights within relevant lender segments to uncover opportunities to expand your portfolio across:

  • Auto
  • Card
  • Personal loans
Prama Data Extract

Prama Data Extract

Access TransUnion’s depersonalized full national credit data file to:

  • Enhance your own analytics in your environment
  • Search and query data with point and click access
  • Query on CreditVision attribute and score models, as well as VantageScore® 3.0 and VantageScore® 4.0
  • Receive the dataset, typically within 24 hours1

1 Once the criteria has been defined, the data set is typically delivered within 24 hours. 24 hour delivery is dependent on job complexity. Under certain situations, dataset delivery can take longer.

Lenders’ Success Demands Self-service Analytics


Lenders need better portfolio analysis and want self-service tools to unlock insight. Prama delivers on-demand consumer credit insights.


of lenders say data and analytics are evolving faster than their internal capabilities


of lenders report their lack of analytics capabilities affects their ability to compete

*Lenders Reveal,TransUnion and Versta Research Survey, 2016

If you’re a consumer with questions or issues related to your personal credit report, drivers history report, disputes, fraud, identity theft, credit report freeze or credit monitoring services, please visit our Customer Support Center for assistance.

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