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Prama Market Insights

Use Consumer Credit Trends to Expand Market Share and Manage Risk

Get Access to Prama Market Insights Today

Grow your business with credit market insights

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Understand Consumer Credit Market Dynamics

Track quarterly changes in lending metrics across all product lines for key credit performance indicators including originations, delinquencies, balances, and loan amount.

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Validate Underwriting Risk Strategy

Get clear insight into credit performance trends by consumer risk tier to validate how you’re balancing risk and acquisition goals with your underwriting strategy.

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Uncover Opportunities to Expand Business

Grow your portfolio using an industry-wide view of market trends to identify products, geographies and market segments to target with new offers.

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Actionable Market Data at Your Fingertips

Make smarter decisions with on-demand market trends

Prama Dashboard Screenshot

Complete Consumer Credit Behavior Data

Access TransUnion’s depersonalized national credit data file with nine quarters of revolving, installment and delinquency key performance metrics, including:

  • Average and total balances, limits and utilization
  • Number of accounts
  • Average and total loan amount
  • Days past due, charge-off and bankruptcy
Prama Dashboard Screenshot

Powerful Analysis, Simplified

Use pre-defined dashboards that harness data for quick, thorough analysis. Filters and interactive maps enable dynamic drill-down to valuable insight by:

  • Line of business
  • Industry
  • Account status
  • Geography
  • Credit tier
Prama Dashboard Screenshot

Incorporate into Analytics Workflow

Export dashboards for use in presentations or spreadsheets, including:

  • Images – Charts, graphs, maps
  • Data – Charts, data tables
  • Crosstab – Comma-separated values (CSV) file
  • PDF – Entire workbook, selected dashboard, specific sheets

How Prama Market Insights Works

Watch this short demo to see how you can leverage Prama Market Insights to make better marketing and risk decisions.

If you’re a consumer with questions or issues related to your personal credit report, drivers history report, disputes, fraud, identity theft, credit report freeze or credit monitoring services, please visit our Customer Support Center for assistance.

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