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TruValidate Step-Up Authentication Solutions

Deliver targeted step-up challenges to enhance fraud protection for your organization and customers.

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identity proof

Mitigate risk and secure trust across channels with dynamic, friction-right identity verification — including one-time passcodes

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Product Capabilities

Confirm consumer-provided phone numbers

Leverage robust consumer data to verify associations between users and phone numbers prior to issuing one-time passcodes (OTPs).

Detect risk before sending OTPs

Access unique, global phone datasets, corroborated with authoritative ownership linkages, to guard against OTP fraud vectors like SIM swapping.

Adaptable authentication with sophisticated logic

Customize out-of-wallet exam questions derived from diverse data sources according to transaction risk and organizational needs.

BLOG

The Hidden Risk Behind One-Time Passcode Authentication

Read this blog to learn how to strengthen customer authentication with more secure one-time passcodes, including:

  • Why one-time passcodes still matter for customer authentication
  • How phone takeover changes what OTP authentication proves
  • How real-time phone risk signals protect OTP delivery

Protect your organization with TruValidate Step-Up Authentication