Use credit and model reports for a clearer picture of a consumer’s financial history and performance over time.
Gain a broader and deeper view into a consumer’s profile.
Improve accuracy by leveraging actionable credit data.
Maximize resources and enhance recovery and revenue potential.
Get current, comprehensive information when evaluating the credit capacity and financial behavior of a consumer to make informed business decisions.
Leverage a more complete consumer view with up to 30 months of payment, credit behavior and other data attributes.
Maximize resources and increase efficiency and recovery dollars during collection efforts.
Reduce risk of subjectivity with abbreviated credit reports including only indicative information, customized messages and model profile section.
Strengthen lending decisions and enhance operational efficiencies to drive better underwriting strategies.
Audit the quality of your data by validating it against our credit file.
Screen consumer information against Office of Foreign Assets Controls (OFAC) watchlists to support compliance with OFAC requirements and the Patriot Act.
Aid in federal regulation compliance with information you need to report detailed geographical descriptions of your portfolio and lending footprint.
Easily verify consumer eligibility and covered borrowers to help comply with the Military Lending Act.
Improve the mortgage loan process by expediting maintenance requests and reducing delayed loan closings.
Identify changes on a mortgage applicant’s credit file after the initial application to close more quality loans.
Our database maintains 500 million business and client credit histories worldwide.1
Access credit data provided by more than 85,000 credit-granting institutions and data furnishers.1
1. Source: 2021 TransUnion analysis
TruVision Trended Credit Summary and Account History Overview
TruVision Trended Overview
Leverage TruVision™ risk assessment products to confidently acquire and manage best-fit customers.
Optimize your entire collections lifecycle for more profitable operations.
Improve risk decisions using models built for specific markets, transactions and consumer populations.
Access a deeper view of customers for better-informed line management decisions and account treatment strategies.
Improve outcomes by integrating time-series and alternative data to customer models and decision platforms
Gain a more robust understanding of a consumer’s financial context — notably their willingness, ability and capacity to pay.
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