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VantageScore® 4.0

Improve delinquency predictiveness while expanding your lending universe with the first tri-bureau credit scoring model using trended credit data developed by the three national credit reporting companies.

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VantageScore® 4.0 increases opportunity in comparison to conventional models for lenders and borrowers by utilizing trended data to more accurately assess risk.

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VantageScore® 4.0 Information Sheet

Learn more about VantageScore® 4.0