How Can TransUnion Credit Monitoring Help Me Protect My Credit?

When it comes to credit protection, it's not just about how. It's also about how fast. TransUnion Credit Monitoring's Instant Alerts help put you in a position to act fast when every second matters.

Here's how it works

Anytime we get a hard inquiry for your credit report, we immediately send you an Instant Alert.

If you just applied for credit, the Instant Alert serves as confirmation TransUnion just received a hard inquiry request for your credit report in connection with your application.

If the Instant Alert you receive comes as a complete surprise, however, it may be a sign the hard inquiry triggering the Instant Alert was caused by an application for credit in your name someone other than you had just made. In that scenario, you'd want to find out as soon as possible, so you could act as fast as possible to protect your credit, especially in the event that particular "someone" was able to get credit in your name and use it for their benefit.