Extra Credit:

Episode 19: The Transitioning Landscape of Auto Financing

Satyan Merchant weighs in on the emerging trends, supply challenges and generational shifts impacting today’s auto finance industry.

Episode 18: The US Policies and Regulations Impacting the Financial Services Sector Today

US policy expert Allison Shuster returns to Extra Credit to discuss government partisanship, data privacy and AI governance, agency activity in the housing market, and more.

Episode 17: Advancing Financial Inclusion: A Story of Policy, Data and Technology

FinRegLab CEO Melissa Koide joins us this month to discuss how her organization is working toward a more inclusive marketplace via innovations in public policy, technology, data-risk decisioning and more.

Episode 16: The Pressures and Opportunities Facing Credit Unions

Recording live from TransUnion’s 2023 Financial Services Summit in Chicago! Kaylyn Leese, Lending Systems Manager at University Federal Credit Union and Michael Kelly, AVP of Consumer Lending at Desert Financial Credit Union join the podcast this month to discuss the challenges and opportunities facing credit unions at present and in the future.

Episode 15: The Financial Services Industry’s Evolving Relationship With Technology

TransUnion CITO Abhi Dhar joins this month’s episode to discuss how technology is being adopted and leveraged in the financial services industry, and the importance of lenders appealing to top tech talent.

Episode 14: The Competitive Shifts Shaping the Credit Card Market

Strategic advisor at Aite Novarica, David Shipper, joins this month’s podcast to discuss how technology is shaping the credit card space – and what it means for issuers.

Banking Transformed Podcast: The Future of Credit Card Marketing

Josh and Craig recently joined Jim Marous on The Financial Brand's Banking Transformed podcast to discuss the current state of the credit card marketplace and how financial institutions can better prepare for the credit customer of the future.

Episode 13: A Look at Consumer Credit Behavior and Trends in 2023

TransUnion’s own Michele Raneri and Kathy Maffei leverage their expertise to offer predictions around consumer credit behavior and deposits in 2023.

Episode 12: Dynamics, Trends and the State of the Credit Market (Part Two)

In part two of episode 12, Paul Siegfried, TransUnion Head of Card and Banking, discusses current competitive dynamics in the credit card market, including what issuers need to do to attract and retain consumers in a digital-first, rewards-rich environment.

Episode 12: Dynamics, Trends and the State of the Credit Market (Part One)

In part one of episode 12, Paul Siegfried, TransUnion Head of Card and Banking, shares his perspective on current consumer dynamics in the changing credit market, and what might be on card issuers’ minds heading into the new year.

Episode 11: How Credit Card Issuers Can Help Consumers Meet Their Financial Obligations in Today’s Economy

Bill Bostwick, Head of Cards at Atlanticus, shares thoughts on how card issuers can prepare themselves while helping their customers stay afloat amid a challenging economy.

Episode 10: A Macroeconomists View Of The Economy And Where Its Headed

Economics expert Ryan Boyle joins the podcast to discuss the US economy and his outlook on the potential for recession.

Episode 9: How a Technology Revolution Could Impact Payment Providers

Payments expert Rahul Gupta joins the podcast to discuss new industry developments, Payment-as-a-Service, and how financial tech stacks and services may change in the coming decade.

Episode 8: The State of the Financial Services Industry and Thoughts on Economic Uncertainty

Executive VP of Financial Services Jason Laky discusses the current state of consumer credit health and the financial services industry.

Episode 7: The Policy Initiatives and Regulations Affecting the US Financial Services Industry

US policy experts Rachel Goldberg and Allison Shuster discuss federal initiatives affecting the financial services industry, weigh in on the regulatory environment in D.C., and more.

Episode 6: The Evolution of Financial Inclusion (Part Two)

In part two of episode 6, Karen Andres and Josh Sledge share opinions on the government’s role in regulating financial products. They also look back on certain exciting financial products that never quite took off.

Episode 6: The Evolution of Financial Inclusion (Part One)

In part one of episode 6, Karen Andres and Josh Sledge discuss how the approach to financial inclusion has changed over the last decade, and discoveries are made about subscription programs at Taco Bell.

Episode 5: Overhyped FinTech Trends and Navigating a Saturated Card Market

Jason Mikula draws on his FinTech experience as he shares his perspective on overhyped trends, a rapidly changing payments universe, and more.

Episode 4: The Innovations and Setbacks Across Today’s Card and Banking Universe

Change agent, board member and former card executive Susan Ehrlich joins the podcast to discuss how companies are expanding access to consumers, the legacy challenges faced by traditional lenders, and much more.

Episode 3: Credit Unions, Trended Credit Scores and Giant Foam Wedges

Craig and Josh invite BCU’s Jim Block to discuss the role trended credit data plays in credit unions, the importance of focusing on members’ and employees’ financial well-being, and more.

Episode 2: Q&A

Episode 2: Looking Ahead: Key Drivers and Predictions for 2022

Click here to listen to TransUnion's podcast Extra Credit and learn about key drivers and predictions for 2022.

Episode 1: 2021 In Review

Click here to listen to TransUnion's first episode of the Extra Credit podcast: 2021 in Review.