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Get your credit report by mail or phone

Free annual credit report

Phone: 877-322-8228

You’ll need to verify your identity through our automated phone system. Once verified, your reports will be mailed to you.


Request your credit report by filling out the Annual Credit Report Request form and mailing it to:

Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281

Get your credit report directly from TransUnion

Phone: 800-888-4213


Send us a request stating you’d like your credit report, and include the following:

  • First, middle and last name (including Jr., Sr., III)
  • Current address
  • Previous addresses in the past two (2) years (if applicable)
  • Social Security number
  • Date of birth
  • Current employer
  • Phone number
  • Signature

Send everything here:

TransUnion LLC
Consumer Disclosure Center
P.O. Box 1000
Chester, PA 19016

Please note: We accept either standard or certified mail.

Want to purchase your credit report in person? Learn more here.

What You Need to Know:

The credit scores provided are based on the VantageScore® 3.0 model.  Lenders use a variety of credit scores and are likely to use a credit score different from VantageScore® 3.0 to assess your creditworthiness.

Subscription price is $29.95 per month (plus tax where applicable).