Skip to main content
document icon

Get your credit report by mail or phone

Free annual credit report

Phone: 877-322-8228

You’ll need to verify your identity through our automated phone system. Once verified, your reports will be mailed to you.

Mail:

Request your credit report by filling out the Annual Credit Report Request form and mailing it to:

Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281

Get your credit report directly from TransUnion

Phone: 800-888-4213

Mail:

Send us a request stating you’d like your credit report, and include the following:

  • First, middle and last name (including Jr., Sr., III)
  • Current address
  • Previous addresses in the past two (2) years (if applicable)
  • Social Security number
  • Date of birth
  • Current employer
  • Phone number
  • Signature

Send everything here:

TransUnion LLC
Consumer Disclosure Center
P.O. Box 1000
Chester, PA 19016

Please note: We accept either standard or certified mail.

Want to purchase your credit report in person? Learn more here.

What You Need to Know:

The credit scores provided are based on the VantageScore® 3.0 model.  Lenders use a variety of credit scores and are likely to use a credit score different from VantageScore® 3.0 to assess your creditworthiness.

Subscription price is $29.95 per month (plus tax where applicable).