Use enhanced insights to grow business while maintaining risk levels

“TransUnion’s alternative data credit score enables Sierra Auto Finance to better assess the creditworthiness of thin-file applicants. We found that a majority of thin-file applicants have previously used alternative credit products, but a majority of these loans are not reported to traditional credit bureaus. TransUnion brings traditional and alternative credit data together and that allows us to extend credit responsibly to customers who demonstrate they have the ability to repay the loan.”

Jeremy Jones, Chief Risk Officer, Sierra Auto Finance