Validate the impact of strategy changes on your portfolio performance
In terms of consumer behavior and ability to pay, the past can predict the future. Using TransUnion historical credit information, a retrospective analysis will validate how well a specific model, multiple models or characteristics will predict future consumer behavior on your portfolio—throughout the account lifecycle. With these new insights, you can develop new acquisition, account management or collection strategies, or refine and revalidate strategies currently in place. Additionally, you can determine the most effective score cut-off thresholds for your specific portfolio objectives.
Standard reports provided include: