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Extra Payments Calculator

Disclaimer: Monthly payments and other factors displayed are estimates based on values input by users and are for informational or educational purposes only. They do not represent a finance or other offer.

Payment Breakdowns

Mortgage amount: The amount of the mortgage along with any upfront fees.
Down payment: A down payment is the difference between a home’s purchase price and the amount of the mortgage against the property. The down payment must be paid upfront before the home purchase can close.
Interest rate: The cost of borrowing money or rate charged by the lender.
Mortgage term: The length of time you have to pay back your loan.
Interest: This display shows the monthly interest. This is the amount you would need to pay down the cost of borrowing.
Principal: This display shows the monthly principal, which is the amount of money you would borrow.

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What You Need to Know:

The credit scores provided are based on the VantageScore® 3.0 model.  Lenders use a variety of credit scores and are likely to use a credit score different from VantageScore® 3.0 to assess your creditworthiness.

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