Credit Report
Get free weekly credit reports from all three credit reporting agencies at annualcreditreport.com. You can also get your TransUnion credit report through our free TransUnion Service Center or a paid credit monitoring subscription.
Free Annual Credit Report
To support you during the uncertainty caused by COVID-19, we offer a free credit report weekly at annualcreditreport.com throughout 2023.
Get your free weekly report online throughout 2023 at annualcreditreport.com. You can always get a free report every 12 months.
With this credit report you’ll get:
- Fast, free access to your credit report online
- Control of your credit data, with free reports available from all three credit reporting agencies in one place (TransUnion, Equifax and Experian)
- The option to buy a one-time VantageScore® 3.0 credit score
TransUnion Service Center Credit Report
Along with your free weekly credit report, you can use the TransUnion Service Center to get additional free TransUnion credit reports on a daily basis.
This is also the right place to request your report if you:
- Were denied credit, insurance or employment
- Are unemployed and seeking unemployment
- Applied for welfare assistance
- Have reason to believe you are or have been a victim of fraud
You can also manage and protect your credit data from our service center.
Log in or create an account to:
- Start a dispute
- Add, lift or remove a credit freeze
- Add a fraud alert
You'll also have the option to buy a one-time VantageScore® 3.0 credit score.
TransUnion Credit Monitoring Subscription Service
A paid subscription to TransUnion Credit Monitoring can help you approach credit with confidence.
A paid subscription to TransUnion Credit Monitoring includes key information and tools you can use, all in one place.
Get key information and tools in one place, including:
- VantageScore® 3.0 credit score & TransUnion credit report – free refreshes available daily
- Alerts to critical changes to any of your 3-bureau reports
- Educational resources to help you understand your credit report
- Identity protection, including 1-touch TransUnion & Equifax credit locks, ID theft insurance and instant inquiry alerts
There are various types of credit scores, and lenders use a variety of different types of credit scores to make lending decisions. The credit score you receive is based on the VantageScore 3.0 model and may not be the credit score model used by your lender.
Subscription price is $29.95 per month (plus tax where applicable).
Learn How to Read Your Credit Report
If you're reading through your credit report and aren't sure what each section means, start here. Our interactive tool includes an example credit report and offers information and tips about what you might see in your own report.
Learn About Credit Scores
Your credit score is calculated based on the information in your credit report. Read our blog posts below to learn more about credit scores or use our interactive tool to learn more about how to read your credit report.
What Is a Good Credit Score?
Learn more about credit score ranges and how your score can fluctuate.
I Don't See My Credit Score on My Credit Report
Not all credit reports come with your credit score, but reviewing your report can help you understand your score.
You have questions, we have answers.
Search or browse our FAQS below.
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The credit scores provided are based on the VantageScore® 3.0 model. Lenders use a variety of credit scores and are likely to use a credit score different from VantageScore® 3.0 to assess your creditworthiness.
Subscription price is $29.95 per month (plus tax where applicable).