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Accessing your credit report is an important part of managing your credit health. TransUnion is pleased to offer you free weekly credit reports.

Get your free report now at annualcreditreport.com.

Credit Report

Get free weekly credit reports from all three credit reporting agencies at annualcreditreport.com. You can also get your TransUnion credit report through our free TransUnion Service Center or a paid credit monitoring subscription.

credit report

How to Get a Credit Report

Learn how to get a credit report for free or through a paid monitoring subscription below.

free annual credit report

Free Annual Credit Report

We offer a free credit report weekly at annualcreditreport.com. You also have the option to buy a one-time VantageScore® 3.0 credit score.

Get your free weekly report online throughout 2023 at annualcreditreport.com. You can always get a free report every 12 months.

With this credit report you’ll get:

  • Fast, free access to your credit report online
  • Control of your credit data, with free reports available from all three credit reporting agencies in one place (TransUnion, Equifax and Experian)
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credit report

TransUnion Service Center Credit Report

Along with your free weekly credit report, you can use the TransUnion Service Center to get additional free TransUnion credit reports on a daily basis. You also have the option to buy a one-time VantageScore® 3.0 credit score.

This is also the right place to request your report if you:

  • Were denied credit, insurance or employment
  • Are unemployed and seeking unemployment
  • Applied for welfare assistance
  • Have reason to believe you are or have been a victim of fraud

You can also manage and protect your credit data from our service center.

Log in or create an account to:

  • Start a dispute
  • Add, lift or remove a credit freeze
  • Add a fraud alert
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credit monitoring

TransUnion Credit Monitoring Subscription Service

A paid monitoring subscription to TransUnion Credit Monitoring can help you approach credit with confidence. Subscriptions include a VantageScore® 3.0 credit score.

A paid subscription to TransUnion Credit Monitoring includes key information and tools you can use, all in one place.

Get key information and tools in one place, including:

  • VantageScore® 3.0 credit score & TransUnion credit report – free refreshes available daily
  • Alerts to critical changes to any of your 3-bureau reports
  • Educational resources to help you understand your credit report
  • Identity protection, including 1-touch TransUnion & Equifax credit locks, ID theft insurance and instant inquiry alerts
  • Offer Details: Subscription price is $29.95 per month (plus tax where applicable)
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Learn How to Read Your Credit Report

If you're reading through your credit report and aren't sure what each section means, start here. Our interactive tool includes an example credit report and offers information and tips about what you might see in your own report.

Learn About Credit Scores

Your credit score is calculated based on the information in your credit report. Read our blog posts below to learn more about credit scores or use our interactive tool to learn more about how to read your credit report.

What Is a Good Credit Score?


Learn more about credit score ranges and how your score can fluctuate.

I Don't See My Credit Score on My Credit Report


Not all credit reports come with your credit score, but reviewing your report can help you understand your score.

You have questions, we have answers.

Search or browse our FAQS below.


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What You Need to Know:

The credit scores provided are based on the VantageScore® 3.0 model. Lenders use a variety of credit scores and are likely to use a credit score different from VantageScore® 3.0 to assess your creditworthiness.

Subscription price is $29.95 per month (plus tax where applicable). Cancel anytime.