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Alternative Lending

Understand consumers' ability to pay and grow your business

Use alternative credit data to find more profitable new customers in the market for a short-term loan

Make more profitable risk decisions using short-term lending and alternative credit trends

Quickly verify consumer identities and stay ahead of evolving fraud practices

Continuously monitor your risk, take action and help increase profitability

Alternative lending trends

Stay informed about consumers with short-term loans


of alternative credit consumers have a near prime or better credit score*

68 million+

U.S. consumers are considered underbanked**


of alternative credit market participants have open traditional credit products*

If you’re a consumer with questions or issues related to your personal credit report, drivers history report, disputes, fraud, identity theft, credit report freeze or credit monitoring services, please visit our Customer Support Center for assistance.

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