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Financial Education for Consumers

We’re promoting financial education by providing free resources to empower consumers to responsibly manage their credit and data identity.

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Credit Reports

Accessing your credit report is an important part of managing your credit health. TransUnion is pleased to offer you free weekly credit reports. Get your free report at annualcreditreport.com.

If you're reading through your credit report and aren't sure what each section means, check out our interactive credit report guide. This free tool includes an example credit report, along with key things to look for and tips on the impact the information in your report could have on your credit score.

 

Identity Protection Resources

It's important that your credit report is a true reflection of your credit history. If you notice something you believe is inaccurate on your TransUnion credit report, we’re here to help.

A credit freeze, also known as a security freeze, is the best way to help prevent new accounts from being opened in your name. It’s free to freeze and unfreeze your credit, and it won’t affect your credit score. Learn more about how to freeze and unfreeze your credit.

A fraud alert is free and notifies creditors to take extra steps to verify your identity before extending credit. Learn about your options and how to add a fraud alert.

 

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Managing Your Credit and Data Identity

When you see an item on your credit report you believe to be inaccurate, you can dispute it with the credit reporting agency that provided the report. If you notice an inaccuracy, you should check your credit reports from all three of the three nationwide credit reporting agencies: Equifax, Experian and TransUnion. You will need to submit your dispute to each CRA individually if you find an inaccuracy.