COVID-19 Essential Resources
It’s encouraging to see many organizations stepping up to help support people who may be feeling anxious about their finances during this uncertain time. Many lenders have already committed to offering assistance to their customers who are affected by COVID-19–related financial pressure. To make it easy for you, we’ve compiled a list of companies and organizations that are providing a helping hand. It’s just one way we’re working to help you protect your credit health if you’re being financially impacted by COVID-19.
We’ll continue to update this list as more information comes in.
Additionally, TransUnion is pleased to offer you free weekly credit reports online throughout 2022 as part of our efforts to support all Americans during this difficult time. Get your free report now at annualcreditreport.com.
Consumer Help Organizations
The following government and trade associations aim to protect you and provide education on topics related to credit and financial health.
Credit Counseling and Debt Organizations
The following non-profit organizations offer free credit counseling. These organizations can help guide you and give you peace of mind as you manage your credit health through this difficult time. Get started by using the links below to find credit counseling in your area.
- Cambridge Credit Counseling
- GreenPath Financial Wellness
- InCharge Debt Solutions
- Money Management International
- National Foundation of Credit Counseling
Government Assistance
- Coronavirus Aid, Relief and Economic Security (CARES) Act
- Fannie Mae
- Federal Housing Finance Agency
- Federal Student Aid
- Freddie Mac
- Housing and Urban Development (HUD)
- Internal Revenue Services (IRS)
- IRS - Tax Relief
- U.S. Department of Education
- U.S. Department of Justice
- U.S. Department of Labor
- U.S Department of Treasury
- Veteran Affairs
Financial Services Organizations
The American Bankers Association has a list of banks and the actions each is taking to help customers financially impacted by COVID-19.
Private Lender Financial Accommodation Plans
In response to growing need, some private lenders are offering financial accommodations to customers. We reviewed the lenders below for our most recent blog series on forbearance and deferment options. This is not an exhaustive list of private lenders. Even if you don’t see your lender listed below, they may still be offering financial assistance. Contact your lenders directly for more information.
Credit Card Issuer Financial Hardship Plan Pages
Auto Loan Issuer Financial Hardship Plan Pages
Personal Loan Issuer Financial Hardship Plan Pages
City and State Assistance
Check back here soon as we continue to add to the list of cities/states offering financial guidance.
Health Guidance
There are various types of credit scores, and lenders use a variety of different types of credit scores to make lending decisions. The credit score you receive is based on the VantageScore 3.0 model and may not be the credit score model used by your lender.
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